CFC Finance is the "Offerer" for purposes of these terms and conditions
Guarantee Terms and Conditions are in addition to the normal terms and conditions of trade
All Guarantees are subject to the Offerer's approval in its sole discretion. All disputes to be resolved by the Offerer.
We reserve the right to request proof of competitors quote and/or current home loan statement or loan contract for verification
Does not apply to business or commercial loans of any kind
This offer only applies to residential variable rate loans and does not apply to fixed rate loans
You must qualify through our quiz and our refinance fact find process for the guarantee to apply
Guarantee excludes counter offers or retention offers from the lender
Lender benefits constitute part of a better deal
When comparing applicants existing home loan or current letter of offer, loans will be compared on your ability to service the loan meeting lender criteria, Interest rates and fees applied to existing loans or future loans. Fees are based on the following application fee, valuation fee, settlement fee, redraw and ongoing fees.
The following conditions immediately disqualify and cancel the guarantee:
If you have refinanced within the last 6 months
If you are locked into a fixed rate agreement or have a break fee or economic cost
Non-disclosure of any sort including but not limited to debts, assets or income
If you decide not to proceed with a viable option
To be eligible for this offer, you will need to have received an email or phone call from the Offerer's representative. This is an invitation only offer. All invitees will be required to discuss your current loan or loan application with the Offerer's mortgage broker. Your mortgage broker can currently access a variety of loans that match or better this rate through their panel of lenders. Fees may apply. Individuals should consider their own objectives, financial situation and needs and seek appropriate advice. Applications are subject to the lender's normal loan approval criteria.